Carers placed with clients at home. Below is what it actually costs, how long before money arrives,
and the part most guides leave out.
Startup capital
€20,000–€80,000
Hours / week
40–60
First income
~20 wks
Net margin
25%
Saturation
low
Realistic ceiling
€0–€14,000+
This ceiling is not a wall
The figure above is what this earns in the shape described — you, running it. Past that it keeps
going, but by hiring people or adding units, not by you working more hours. That is a different
job from the one you would be starting, and worth knowing before you start it.
What nobody usually tells you
Demographics guarantee the demand for the next thirty years, and the ceiling is genuinely high once you run thirty carers. But margins per hour are thin, regulation is heavy, and staff turnover is the permanent problem.
The route, in five steps
Registration and inspection come before a single client
Hold three months of payroll: you pay carers before you get paid
Recruiting carers is harder than finding clients — budget for it
Private clients pay double what public contracts do
Rota software is not optional past twenty carers
What you'll need to buy
These are the categories every home care agency pays for in the first month.
We break down what each one actually costs at this size on the
tools page.
registration and inspectionpayroll floatscheduling softwareinsurancerecruitment
Does it hold up for you?
These numbers are the average case. Whether this business clears your target depends on
your capital, your hours and how long you can wait — put them in and see.