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At a glance: money to start · hours · how fast it pays · how much you keep · how much it can earn. Taller bars are better; the dashed line is halfway.

Painting and decorating: what it really costs to start

Starting a painting and decorating business in Europe costs €1,800–€8,000 in 2026, with first income after about 4 weeks and earnings of up to €4,100 a month working full time.

Last updated: September 2026 · sources at the bottom of the page

Interiors and exteriors for households and landlords.

Painting and decorating in numbers
Money to start €1,800–€8,000 What you spend before the first customer pays: kit, stock, licences, launch.
Hours a week 20–50 What it takes to run it properly, from part time to full time.
Weeks to first income about 4 How long you pay in before any money comes back. You still need to live in those weeks.
Kept of every €100 €60 What stays with you after running costs, before you pay yourself for your hours.
Most it earns a month €1,300 part time · €4,100 full time + A realistic ceiling for you running it. It can grow further, but only by hiring or adding units.
Competition high Easy to enter, so plenty of people already do it.
Licence or qualification not usually Beyond registering the business and insurance, nothing specific in our research.

This maximum is not a wall

The figure above is what this earns in the shape described: you, running it. Past that it keeps going, but by hiring people or adding units, not by you working more hours. That is a different job from the one you would be starting, and worth knowing before you start it.

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What nobody usually tells you

The skill is cheap to enter and that shows in the price. What separates the ones who last is preparation time quoted honestly: everyone underestimates it, the customer sees only the paint, and the difference comes out of your weekend.

The route, in five steps

  1. Quote by the room with a written spec, never by the day
  2. Find two landlords or letting agents: repeat work beats one-off homes
  3. Buy a sprayer only when a job pays for it, not before
  4. Photograph before and after in the same light and the same frame
  5. Keep one week of work booked ahead before you take a holiday

What you'll need to buy

These are the categories this business pays for in the first month. We go through the software side on the tools page.

brushes sprayers and sheetingscaffold tower or laddersvanliability insurance

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Common questions

How much does it cost to start a painting and decorating business?

Between €1,800 and €8,000 to begin. That covers brushes sprayers and sheeting, scaffold tower or ladders, van and the rest of the setup. It does not cover your own living costs during the 4 weeks before the first income arrives, which is the cost most people forget.

How long after starting a painting and decorating business does the first income arrive?

Around 4 weeks to the first euro. Reaching the realistic maximum of €4,100 a month takes considerably longer, and assumes 50 hours a week.

How much can you earn a month if you start a painting and decorating business?

Up to about €4,100 a month working full time, or €1,300 part time. Of every €100 it takes, about €60 stays with you after running costs. Past that it can grow, but by hiring people or adding units rather than by working more hours.

Can you start a painting and decorating business alongside a job?

Yes, at a cost. Part time it realistically tops out around €1,300 a month, against €4,100 working full time, and it needs 20–50 hours a week.

Is there a lot of competition?

Competition is high. Crowded markets are crowded because anyone can enter tomorrow, which is also why they tend to keep more of each euro but earn less in total.

Similar businesses to compare

Sources

Where these numbers come from. Figures are rounded ranges for European markets; check the ones you are about to spend money on. Last checked September 2026.

  1. UK Tax Calculators — Painting and decorating: start-up costs and rates money to start · what it earns
  2. The Decorators Forum — How much a decorator earns in the UK (day rates) what it earns

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